2012 Least Expensive and Most Expensive Cars To Insure

In case you're getting into the mood to do some car shopping for 2012 , I thought I'd share the results of an annual study that lists the most and least expensive cars to insure. Most of the list probably won't surprise you much , it's just common sense that a V10 , 2 seater , $160 ,000 sports car should cost quite a bit to insure. But the list of least expensive may come in handy when you're out there deciding between a few different models.

Least expensive vehicles to insure (2012)
Rank	Vehicle	Cyl.	Nat'l annual avg. rate
1	Toyota Sienna LE	4	$1 ,111
2	Toyota Sienna	4	$1 ,114
3	Jeep Patriot Sport	4	$1 ,116
4	Jeep Compass Sport	4	$1 ,118
5	GMC Sierra K1500 Regular Cab	6	$1 ,121
6	Chevrolet Silverado 1500 Regular Cab	6	$1 ,125
7	Dodge Grand Caravan SXT	6	$1 ,129
8	Ford Escape XLS	4	$1 ,137
9	Toyota Sienna	6	$1 ,139
10	Chevrolet Silverado 1500 Extended Cab	6	$1 ,143
11	Dodge Journey SXT	6	$1 ,143
12	Honda Odyssey LX	6	$1 ,146
13	Kia Sportage	4	$1 ,151
14	Hyundai Santa Fe GLS	4	$1 ,152
15	Jeep Wrangler Unlimited Sport	6	$1 ,154
16	Nissan Frontier S King Cab	4	$1 ,162
17	Nissan Frontier SV King Cab	4	$1 ,163
18	Hyundai Tucson GL	4	$1 ,166
19	Ford Escape XLT	4	$1 ,167
20	GMC Canyon	4	$1 ,167

Most expensive vehicles to insure (2012)
Rank	Vehicle	Cyl.	Nat'l annual avg. rate
1	Audi R8 Spyder Quattro Convertible	10	$3 ,384
2	Mercedes CL600 Coupe	12	$3 ,307
3	Mercedes S600	12	$2 ,948
4	Audi R8 4.2 Quattro Coupe	8	$2 ,903
5	Porsche Panamera Turbo	8	$2 ,738
6	BMW 750i Hybrid	8	$2 ,701
7	Porsche 911 Turbo Convertible	6	$2 ,674
8	Porsche 911 Turbo S Convertible	6	$2 ,674
9	Mercedes CL65 AMG Coupe	12	$2 ,669
10	BMW 750Li Hybrid	8	$2 ,641
11	Mercedes SL63 AMG Convertible	8	$2 ,615
12	Mercedes CL63 AMG Coupe	8	$2 ,613
13	Jaguar XKR Supercharged Convertible	8	$2 ,585
14	Mercedes S63 AMG	8	$2 ,542
15	Mercedes C63 AMG Coupe	8	$2 ,532
16	Audi A8 L Quattro	12	$2 ,513
17	Mercedes SL550 Convertible	8	$2 ,458
18	Nissan GT-R Coupe Turbo	6	$2 ,457
19	BMW 750XI	8	$2 ,446
20	BMW 750i	8	$2 ,430

If you've got the money for one of these top 20 most expensive cars to insure , you've probably got the money for the insurance as well. However , if you're on a budget (like most of us) and trying to keep insurance costs a little bit lower , give your local , professional agent a call when you're deciding between cars and find out which one will be the easiest on your pocket. There can be a big range in costs to insure those new vehicles you're thinking about. Make sure you factor the insurance cost into your decision!

Robert Edgin